Loan and Grant Information

Accion USA

Accion is a nonprofit micro-lender that offers loans and financial education to small business owners nationwide. Accion is an affordable alternative to businesses unable to access capital from traditional sources. Accion has been empowering entrepreneurs in the United States for over 20 years.  Their mission is to create sustainable businesses, providing jobs and ensuring healthy local communities. Accion is the City of Miami’s micro-lending partner.

Mom & Pop Small Business Grant

This grant program is designed to provide financial and technical assistance to qualified, for profit small businesses that are approved for funding. This program seeks to bridge the gap between local government and small owned and operated businesses. One of the minimum qualifications for the program is to be in businesses at least one year, demonstrated by the appropriate documents. Applications usually open in January, but you can call the Neighbors and Neighbors Association at 305-756-0605 to learn more or apply.

Find a Grant or Loan

Are you looking to start a business in our City or County? There are resources that can help. Local governments offers various programs and resources that promote economic development.



Micro-Enterprise Assistance & Peer Lending

This program helps entrepreneurs build a strong credit history by borrowing incremental amounts, develop stronger business skills, share business ideas, and provide peer support. Direct loans are available for up to $5,000 and in some cases up to $25,000 depending on a business’s profitability and credit soundness. For more information on organizations working on this program contact one of the following:

  • Maria Coto, Executive Director
    305-438-1407 Partners for Self Employment, Inc. d/b/a Micro-Business, USA  Website:

OUR Microlending

Is a private microfinance institution that offers micro-entrepreneurs an effective and efficient microfinance service that supports and promotes their Economic and Social development through microloans from $1,500 to $20,000. For more information, please call: 305-854-8113.

South Florida Regional Planning Council Revolving Loan Fund

Offers loans between $50,000 and $300,000 for small to medium sized businesses looking to grow. Through their business development and government resource partnerships they can help you successfully apply for your loan.

The federal government has consolidated where you may apply for any federal grant. It was first established as a government resource named the E-grants initiative spurring from the Federal Financial Assistance Management Improvement Act of 1999. To learn more or find a grant you can visit: